Access PRO Financial Toolkit

Monthly Investment

$14.97 / month

(with code EOFY2026 for 25% off)

~~$19.95~~ Save $4.98 for LIFE of subscription

PLUS First Month FREE

2 Months for the price of 1st
Secure your EOFY Pricing until 30th June 2026

Annual Investment

$149.63 / year
(with code EOFY2026 for 25% off)

~~$199.50~~ Save $49.87 for LIFE of subscription

PLUS First Month FREE

Equivalent to $11.45 / month

Includes 13 Months of Pro Access

Secure your EOFY Pricing until 30th June 2026

Your Details

Payment

You're one step away from getting your household financial systems on autopilot—I'm looking forward to helping you get started."

Here's what you get:

Unlock monthly or yearly access to the Full "Money Dad Toolkit"

✅ 10-Year Momentum Forecast (See your future wealth trajectory)
✅ Retirement Planner (Calculate your specific "Freedom Number")
✅ Smart Templates (Save hours on monthly data entry)
✅ Strategy Tester (Compare "Pay Off Mortgage" vs "Invest Now")
✅ Priority Support & Updates

The Free Toolkit
(Get Clarity)

Focus on "Habits" and
"The Rearview Mirror".

1. 💎 The Momentum Flywheel (NEW!)

Don't just track numbers—gamify your habits. The Flywheel visualizes your financial health across 6 cylinders: Cashflow, Net Worth, Vision, Debt, Safety, and Growth. Watch your wheel turn green as you level up from "Seed" to "Harvest."

2. 🎯 Goals & Targets

Don't just track numbers—gamify your habits. The Flywheel visualizes your financial health across 6 cylinders: Cashflow, Net Worth, Vision, Debt, Safety, and Growth. Watch your wheel turn green as you level up from "Seed" to "Harvest."

3. 💰 Net Worth Tracker

The Scorecard. Track assets vs. liabilities month-by-month. See exactly when your investments cross your debts. Switch to Quarterly View to smooth out the noise and see the real trend.

4. ⚡ Cash Flow
(Profit-First Logic)

The Pulse. Most budgets fail because they are boring. We use a "Buckets" approach:
Fixed: The bills you must pay.
Upside: The money you grow (Investments, Debt Crush).
Now: The money you enjoy (Guilt-free spending).

5. 📊 Wealth Scenarios
(Dream Your Future)

A/B Test Your Future. Should you invest $10k now or drip-feed $500/month?
Compare Two Realities: Run a primary strategy vs. a comparison strategy side-by-side.
Evaporation Test:
See what happens if the market drops (negative growth rates).

The PRO Toolkit
(Get Strategy)

Focus on "The Destination",
looking forward.

6. ⚡ Power Tools (PRO)

Templated Months:
Stop reinventing the wheel. Save your "Standard Month" configuration and deploy it instantly with a single click. Your baseline is always ready, letting you focus on the variables that actually move the needle.
Balance-to-Bucket:
End the manual tracking grind. Our "Balance-to-Bucket" engine reconciles your credit cards in seconds—simply drop in your current balance, and watch the system net out your fixed and pending commitments to reveal exactly what’s left for your "NOW" spending.

7. 🔮 The Momentum Forecast (PRO)

Your Financial GPS. This isn't a generic calculator. The Forecast takes your actual 3-month average spending and income, then projects your life 10 years into the future.
See your forecast Debt-Free Date.
Simulate "What if I hustle an extra $500/month?"
Watch your Net Worth curve bend in real-time.

8. 🎯 Retirement & Freedom (PRO)

The Number. Based on the "Rule of 20." Calculate exactly how much you need to stop working, and reverse-engineer the monthly contribution required to hit that date.

The Magic of Compounding. See how small, regular contributions today create massive momentum over time. Let the tool calculate your 'Enough' number.