DTMD TOOLKIT
Private • On‑device • Secure

YOUR Financial Toolkit

Maintain your Scorecard on your own private data vault.

🎥 Welcome from Dave The Money Dad

Important Notice: All materials inside the Toolkit are strictly for educational and self-awareness purposes. Dave the Money Dad does not provide financial product advice. By logging in, you agree to our standard Terms of Use.

Stop Guessing. Start Building.

The Private Financial Dashboard for Families.

Most finance apps want your bank passwords.

We just want you to have clarity.

100% Private Data.

Encrypted on your device.

Built for Speed & Privacy:

  • Smart Entry: Type =100 +50+20 directly in any field. No calculator needed.

  • Context Aware (PRO VERSION): Add tags like #dinner or #rates right next to the numbers. eg =4500 #CC Bal - 80 #petrol - 100 # dinner

  • Templated (PRO VERSION): Many transactions are static month to month, like mortgage, rent, etc. So save these, so you can just focus on the dynamic.

  • Global Currency: Switch between $, £, €, or ¥ instantly.

  • The Vault: Bank-grade (AES-GCM) encryption. Your data lives on your device, not our servers.

The Free Toolkit
(Get Clarity)

Focus on "Habits" and
"The Rearview Mirror".

1. 💎 The Momentum Flywheel (NEW!)

Don't just track numbers—gamify your habits. The Flywheel visualizes your financial health across 6 cylinders: Cashflow, Net Worth, Vision, Debt, Safety, and Growth. Watch your wheel turn green as you level up from "Seed" to "Harvest."

2. 🎯 Goals & Targets

Don't just track numbers—gamify your habits. The Flywheel visualizes your financial health across 6 cylinders: Cashflow, Net Worth, Vision, Debt, Safety, and Growth. Watch your wheel turn green as you level up from "Seed" to "Harvest."

3. 💰 Net Worth Tracker

The Scorecard. Track assets vs. liabilities month-by-month. See exactly when your investments cross your debts. Switch to Quarterly View to smooth out the noise and see the real trend.

4. ⚡ Cash Flow
(Profit-First Logic)

The Pulse. Most budgets fail because they are boring. We use a "Buckets" approach:

  • Fixed: The bills you must pay.

  • Upside: The money you grow (Investments, Debt Crush).

  • Now: The money you enjoy (Guilt-free spending).

5. 📊 Wealth Scenarios
(Dream Your Future)

A/B Test Your Future. Should you invest $10k now or drip-feed $500/month?

  • Compare Two Realities: Run a primary strategy vs. a comparison strategy side-by-side.

  • Evaporation Test:
    See what happens if the market drops (negative growth rates).

The PRO Toolkit
(Get Strategy)

Focus on "The Windshield",
looking forward.

6. 🔮 The Momentum Forecast (PRO)

Your Financial GPS. This isn't a generic calculator. The Forecast takes your actual 3-month average spending and income, then projects your life 10 years into the future.

  • See your forecast Debt-Free Date.

  • Simulate "What if I hustle an extra $500/month?"

  • Watch your Net Worth curve bend in real-time.

7. 🎯 Retirement & Freedom (PRO)

The Number. Based on the "Rule of 20." Calculate exactly how much you need to stop working, and reverse-engineer the monthly contribution required to hit that date.

The Magic of Compounding. See how small, regular contributions today create massive momentum over time. Let the tool calculate your 'Enough' number.

Actual screenshot from the Momentum Forecast.
Simulation:

$15k Debt payoff strategy,
3-6 month emergency fund growth,
Starting investment journey

8. ⚡ Power Tools (PRO)

  • Templated Months:
    Save your "Standard Month" and apply it in one click. Massive time saver.

  • Data Import:
    Pull your Net Worth & Cashflow realities directly into the calculators—no double entry.

Frequently Asked Questions

Who is Dave The Money Dad for?

My courses are designed to teach you what you should have been taught at school. It helps you take control again of your money again.

This program is designed for couples who want to improve their finances by budgeting smarter, reducing the erosive expenses, reducing risk, better know when you are being taken advantage of and investing wisely to build long term sustainable wealth.
- Are you're tired of month to month financial stress and to enjoy life more! This is for you.
- Maybe you want to reach financial freedom as soon as possible, this is for you too!

Refunds and cancellations

When you are enrolled in one of my courses we will provide you with a full refund, IF you change your mind within the first 30 days of purchase AND if less than 25% of the course completed.

What if I a have absolutely NO financial skills at all?

This course definitely is for you. We keep this simple and lead you along so you understand each step. I want you to learn so you can teach your children. Let's break the cycle of lack of knowledge


You'll learn how to manage money as a couple, build a realistic budget, eliminate bad debt, create multiple income streams, and invest for financial security. We also cover financial automation and strategies for long-term wealth building.

Do we need to have prior financial knowledge to join?

This program is beginner-friendly and designed for couples at all financial levels.

Whether you're starting from scratch or want to fine-tune your money habits, you’ll find step-by-step guidance that’s easy to follow.

What makes this program different from other finance courses?

Unlike generic finance courses in a number of ways;

1) I have no hidden agendas. I want you to learn money management to break the cycle of poverty

2) It is built form the ground up to teach you what should have been taught at school.

3) It designed for you to learn money management and wealth creation concepts to make a difference in your life.

There may be specific topics you need to engage finance specialists. Whilst they have a the knowledge you need, there may also be a conflict of interest between their fee structure and you wealth. This course will help you by suggesting better questions to ask upfront, to safeguard your wealth.

Disclaimer

The information within Dave Stanton The Money Dad
is all about education and self awareness.

No specific financial product recommendation are made. Information contained will not be taking into account your objectives, risk appetite, financial situation or particular needs. Because of this, before acting on any information, you should consider the appropriateness of the information, having regard to your own objectives, financial situation and needs.

You should seek independent financial advice prior to acquiring or disposing of any financial product. All securities, financial products or instruments carry risks. Past performance is not indicative of future results.

In summary, this content is general information and not specific financial or investment advice to any individual and should not be relied upon as a recommendation to buy or sell any security and should only be used for information Footerand educational purposes only.

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